- First home buyer, $800,000 established home
- $32,300
- Buying a $800,000 home to live in
- $32,316
- Investor buying at $800,000
- $32,316
Stamp duty calculator
Estimated stamp duty in Western Australia
$34,891
- General rates
- $34,891
Estimate from the Western Australia schedule checked 21 October 2026. Concessions have conditions (living in the home, previous ownership, citizenship); your conveyancer confirms the final amount. How WA stamp duty works
Stamp duty comes out of the same savings as your deposit. See what you could borrow with it included.
How transfer duty works in Western Australia
WA charges transfer duty at the general rate on most purchases. There is a lower concessional rate for a home you will live in, but only when the whole property is worth $200,000 or less, so it rarely applies in Perth today.
Duty is charged per $100 or part of $100, so the amount over each threshold is rounded up to the next $100.
| Dutiable value | Duty |
|---|---|
| $0 to $120,000 | $1.90 per $100 or part |
| $120,001 to $150,000 | $2,280 plus $2.85 per $100 or part over $120,000 |
| $150,001 to $360,000 | $3,135 plus $3.80 per $100 or part over $150,000 |
| $360,001 to $725,000 | $11,115 plus $4.75 per $100 or part over $360,000 |
| Over $725,000 | $28,453 plus $5.15 per $100 or part over $725,000 |
What it costs at different prices
| Price | First home buyer (established home) | First home buyer (new home) | Buying a home to live in | Investor |
|---|---|---|---|---|
| $450,000 | $0 | $0 | $15,390 | $15,390 |
| $600,000 | $0 | $0 | $22,515 | $22,515 |
| $700,000 | $16,150 | $16,150 | $27,265 | $27,265 |
| $800,000 | $32,300 | $32,300 | $32,316 | $32,316 |
| $900,000 | $37,466 | $37,466 | $37,466 | $37,466 |
| $1,000,000 | $42,616 | $42,616 | $42,616 | $42,616 |
| $1,250,000 | $55,491 | $55,491 | $55,491 | $55,491 |
First home buyers
From 7 May 2026, the first home owner rate of duty means no duty on a first home (new or established) up to $600,000, then $16.15 per $100 above $600,000 up to $800,000. Above $800,000 the general rate applies.
For vacant land you will build on, there is no duty up to $450,000 and $20.14 per $100 above that up to $550,000.
You generally qualify if you qualify for the First Home Owner Grant, or would have if the grant also covered established homes or the value cap didn't apply.
The WA First Home Owner Grant pays $10,000 toward a new home. From 7 May 2026 the value cap is $800,000 for homes south of the 26th parallel (which includes Perth).
The Australian Government 5% Deposit Scheme lets first home buyers purchase with a 5% deposit and no lenders mortgage insurance, up to $850,000 in Perth and regional centres, or $600,000 elsewhere in the state. See first home buyers in Western Australia for every scheme in one place.
New homes, off the plan, house and land and vacant land
First home buyers building a new home can claim the duty exemption or concession on the land even if the house and land together exceed the grant's value cap.
WA also has an off the plan concession for homes bought before or during construction, which the state extended to survey strata dwellings in 2026. The calculator here doesn't apply it, so an eligible off the plan purchase may cost less in duty than it shows.
Foreign buyers
Foreign persons buying residential property pay foreign transfer duty of 7% on top of transfer duty.
When stamp duty is paid
Duty is assessed by RevenueWA and must be paid at or before settlement. If your first home owner rate isn't approved before settlement, you pay the general rate and apply for a refund.
Stamp duty usually comes out of the same savings as your deposit, which is why it changes what you can buy: every dollar of duty is a dollar that isn't reducing your loan. Lenders don't lend for duty itself, so it has to be covered by cash or equity.
Common questions
How much is stamp duty on a $800,000 home in Western Australia?
For someone buying a home to live in, about $32,316. An investor pays about $32,316, and an eligible first home buyer buying an established home pays about $32,300. These are calculated from the current WA Department of Treasury and Finance schedule.
Do first home buyers pay stamp duty in Western Australia?
From 7 May 2026, the first home owner rate of duty means no duty on a first home (new or established) up to $600,000, then $16.15 per $100 above $600,000 up to $800,000. Above $800,000 the general rate applies.
Is stamp duty charged on a house and land package in Western Australia?
First home buyers building a new home can claim the duty exemption or concession on the land even if the house and land together exceed the grant's value cap.
Can I add stamp duty to my home loan?
Lenders lend against the property, not the duty, so duty normally has to come from your own savings or from equity in a property you already own. Some buyers use equity in an existing home, or a family guarantee, to cover it. Joshua can show you how that would work for your situation.
Sources
- WA Department of Treasury and Finance: transfer duty assessment, checked 21 October 2026
- WA Government: foreign transfer duty, checked 21 October 2026
- firsthomebuyers.gov.au: 5% Deposit Scheme property price caps, checked 21 October 2026
- WA Government media statement, 7 May 2026: tax package for first home buyers, checked 21 October 2026
General information only, not credit advice. It doesn’t take your objectives, financial situation or needs into account. Rules and figures change; check them, or talk to Joshua, before you rely on them.